What does it cost?

Nothing upfront. If money is recovered, the fee is 15% of whatever is recovered, meaning the refund plus any compensation, capped at ₹5,000 per case. If 15% would come to under ₹20, there's no fee. If your refund is won at the RBI Ombudsman stage, there's no fee. The fee is all-inclusive, with nothing added on top.

• If you cancel, there's no fee.
• The fee is paid by UPI within 7 days of you confirming the money has arrived. No interest or penalties.

Examples: ₹2,000 recovered → ₹300 fee. ₹50,000 recovered → ₹5,000 (the cap). ₹100 recovered → no fee (15% is under ₹20). Won at the RBI Ombudsman → no fee.

First case free for eligible ad offers

If you reach Haqdaar through one of our ads that offers “first case free” and start your WhatsApp chat from that ad, we charge no fee on your first case. The offer applies only to your first case with Haqdaar, only when you arrive through a qualifying ad offer, and only once per person, phone number and payment reference (UTR, PNR or order ID). Any later case pays the normal fee. The offer has no cash value and can't be exchanged, transferred or paid out.